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Deepak Kumhar
 

Indian Institute of information Technology, Allahabad

B. Tech.  (2015)

Full-stack engineering leader with a decade of experience in building AI-powered platforms and enterprise-scale systems across the lending, fintech, and logistics industries. Adept in both backend (microservices, API ecosystems, cloud infrastructure) and frontend (modular MicroUI, complex widgets) systems. A recognized innovator and mentor, skilled in leading cross-functional teams, deploying scalable AI modules, and architecting platforms as services.

Work Exprience

Biz2credit
( 20thJuly 2022–present )

Senior Lead & Lead Engineer Manager

  • Spearheaded AI-powered lending platform development, integrating MicroUI components with microservices to deliver a scalable Platform-as-a-Service (PaaS) solution.

  • Engineered backend systems including:

    • A high-performance Rule Engine for lending logic.

    • A robust Document Analyzer using AI models for financial parsing (Bank statement, Tax return, schedules etc. ).

  • Architected multi-agent AI assistance modules, combining backend orchestration with intelligent frontend chat and interaction systems.

  • Built and led a team of 25 engineers, overseeing innovation cycles, appraisals, and delivery excellence.

  • Designed and delivered modular UI widgets (user, document, email, data management) to improve product flexibility and speed.

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Airtel Payment Bank
(18thNov 2019– 19th July 2022)

Senior Engineer Manager

  • Delivered core backend services including:

    • Cashback and transaction streaming systems.

    • Secure onboarding systems for digital banking.

  • Integrated user-facing MicroUI layers to align data, identity, and KYC workflows.

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Delhivery
( 1stJuly 2015– 18th Oct 2019 )

Associate & Developer

designed and built HLD (Hyper local delivery Mobile App, In house application, FM (First Mile pickup, In house application and backend, MTS (Movement Tracking System, Android library, published on

Gradle), Last Mile Delivery business solution provider system)

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Channelier 
( Dec 2014– May 2015 )

Intern

Led and developed mobile and backend for the early stage startup
Gradle), Last Mile Delivery business solution provider system)

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Skills
 

Services & APIs

  • Cloud Providers & AI Platforms:

    • Amazon Web Services: S3, Kinesis, Lambda, API Gateway, Elasticsearch, OpenSearch, AWS IoT, Bedrock, Claude Sonnet

    • Google Cloud: Vertex AI, Gen AI

    • Microsoft Azure

  • AI/LLM Tools & Models:
    Gemini 2.5 (Flash/Pro), LLaMA 3, Amazon Claude Sonnet

  • Messaging & Streaming:
    Kafka, MQTT Protocol, HTTPS

  • Analytics & Monitoring:
    Firebase, MoEngage, Kibana, Logstash, Grafana, Prometheus, Jaeger, OpenTelemetry

  • Data & Processing:
    Apache Spark, Oracle
     

Languages

  • Programming & Scripting:
    C, C++, Java (Microservices), Android Java, JavaScript, Python, Go, Bash/Shell Script

  • Web & Database:
    MySQL, Node.js, Angular, NoSql
     

Software & AI Tools Used

  • Development & DevOps:
    Docker Desktop, Bitbucket Git, FileZilla, PuTTY

  • IDEs & Editors:
    Eclipse, VS Studio , Intelij, NetBeans, Android Studio, Cursor, Tabnine

  • Backend & Frameworks:
    Spring Boot, FastAPI

  • Database Tools:
    Oracle DB tools, MongoDB, MongoDB Compass, Studio 3T

  • Testing & Debugging:
    Postman, Wireshark

  • AI Assistants:
    Gemini Code Assist, Amazon Q, Tabline , Cursor etc
     

Platform Used

MAC, Linux (Mandriva,Fedora,,Ubuntu , mint,OPENSUSE,,Kali, Blackbox etc.),

Awards & Recognition

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Functional Award
Biz2credit

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Hi Flyer Award
Airtel Payment Bank

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Unsung Hero Award
Delhivery

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